📘 Higher Learning Terms and Conditions

By enrolling in any course offered by Higher Learning via Thinkific, you agree to the following terms and conditions:

1. 📚 Intellectual Property

2. 🔐 Account Security

3. 🚫 Usage Restrictions

4. ⏳ Course Access Duration

5. 💳 Payment & Refund Policy

6. 🏅 Certification

7. 📄 License of Use

8. 🛠️ Platform Availability

9. 📜 Modification of Terms

10. ⚖️ Governing Law